Expert Debt Management
Expert Debt Management
 
 
Investment Annuities
DebtConsolidation-Credit.com
About Us     Privacy     Disclaimer

     What are annuities you ask, well, they are an investment where you pay into it until you retire. Then once you are retired, you receive money back from it however there are some differences from other investments where this holds true. There are many benefits to them but there is also a downside you should know about., while you are putting money into them, you do not pay taxes on the money until you start to withdrawal from it.

     Annuities are quit flexible too, allowing bigger chunk payments or set monthly/annual payments. There are also generally no limits on them such as with your 401K as well as a guarantee of the amount that is paid into it, so even if there are market ups or downs, you still receive a guaranteed amount as set out in the original agreement.
     So what is the downside to these amazing sounding investments? Expensive fees, and often the gains are taxed at a slightly higher rate than other investments such as mutual funds or your 401k. If they are going to give you so many benefits, there obviously has to be a downside to them. However one should look into them if they sound appealing to you. Because as long as you understand them they can really benefit ones situation.









But how does this all work?
Fact: Your creditors end up subsidizing all or a large part of most debt consolidation services. What you ask? Well before you say this sounds too good to be true, keep in mind that your creditors are not lowering your interest rate and making it easier for you to make smaller payments out of the goodness of their hearts. They realize if they don't help you out a little you may file bankruptcy and they will never recieve a penny of what you owe them!



Disclaimer: This site is not , nor should it be taken to be, legal, financial or other professional advice. It merely provides a generalized guidance and generalized information only. Consult a financial advisor or an attorney to discuss any legal or financial issues involved with credit and debt decisions.
Copyright 2008-2018, DebtConsolidation-Credit.Com, All Rights Reserved.

      Debt Consolidation
      Debt Counseling
      Loans vs. Consolidation
      Problem with Debt
      Debt Settlement
      Consolidation Benefits
      Credit Counseling
      Loan Deferment
      Debt Loans
      Forbearance
      Credit Card Debt
      Debt Loan Basics
      401k Plans
      Annuities
      About Liens
      Student Loans
      Bankruptcy
      Avoiding Bankruptcy
      Bankruptcy Knowledge
      Frequently Asked Questions


      Budgeting
      Budgeting Making
      Budgeting Maintaining
      Smart Management
      Money Thinking
      Expenses
      Debt Free Tips
      Simplify Your Finances
      Identifying Debt


      Secured Debt
      Unsecured Debt
      Good Vs Bad
      Consumer Debt
      Credit Card Debt


      Familiarizing Yourself
      Getting Your Report
      Your Rights
      Understanding It
      Understanding Part 2
      Credit Bureaus
      Raising Your Score
      Your Credit Past
      Fixing Inaccuracies
      Disputing Your Report
      Old Debts
      Closing Accounts
      Score Inquiries
      Consumers Beware
      Credit Scores
      Debt Credit Ratio


      Resources
      Business
      Business-B
      Credit
      Credit-B
      Debt
      Debt-B
      Financial
      Financial-B
      Financial-C
      Financial-D
      Financial-E
      Financial-F
      Financial-G
      Mortgage
      Other
      Other-B
      Services
      www.month-payday-loans.com


DebtConsolidation-Credit.com
Start by filling in the following Debt Form for a Free No Obligation Debt Consolidation Quote