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     With all the recent news on the Sub prime mortgage crisis people are starting to ask questions about typical credit card debt. Recent statistics show that the United States has close to 1 trillion dollars in credit card debt. People obviously like their little pieced of plastic when it comes to making purchases. But why not? They are very convenient and you don't have to pay right away right? Well that kind of thinking will get one in trouble and lead you into debt.

     Credit card debt is referred to when an amount is on ones credit card usually from only being able to afford the minimum monthly payment or not much more. If only the minimum payment is actually made each month, chanced are that you will be merely paying off the interest owed (or not much more) all the while, the amount you actually owe increases. This can snowball into a huge debt that could take years and years to pay off. Consult with a debt consolidation agency to determine what can be done with your credit card debt if things are getting over your head.










Disclaimer: This site is not , nor should it be taken to be, legal, financial or other professional advice. It merely provides a generalized guidance and generalized information only. Consult a financial advisor or an attorney to discuss any legal or financial issues involved with credit and debt decisions.
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