Expert Debt Management
Expert Debt Management
 
 
Familiarising Yourself With Your Credit Report
DebtConsolidation-Credit.com
About Us     Privacy     Disclaimer

     You may have heard a lot about your credit report but not actually understand what it is all about.  A credit report is basically a file on what you have done with your money and how you have managed credit that has been extended to you in the past as well as in the present.  Creditors can find information about you, where you live, your criminal records, if you pay your bills on time, if someone has sued you in the past, as well as if you have filed for bankruptcy or experienced foreclosure.  Basically, your credit report gives a potential lender all of the information that they need to make an informed decision about you at a glance.







     If you are going to apply for a loan you should definitely take a look at your credit report, first.  You may find when you look at your credit report that there are inaccuracies or things that you need to work on before you actually apply for the loan. Holding off will give you a better chance of getting approved for the loan and getting a decent interest rate.

     As a consumer with a credit report, you have a right to view your credit report.  You can pull your credit report for free once a year or you can purchase it through a credit report company as often as you like.  You should view your credit report at least once per year to make sure that all of the information on it is accurate as well as to ensure that no one has stolen your identity and racking up debt on your behalf.

     Your credit report is an important part of getting a loan or getting any type of financing, but it is not the only part.  This gives a lender a good idea of who you are so you should know what is there, but you should also be prepared to share information such as where you work, how much money you make, what assets you have, and other bills that you pay on a regular basis.











Disclaimer: This site is not , nor should it be taken to be, legal, financial or other professional advice. It merely provides a generalized guidance and generalized information only. Consult a financial advisor or an attorney to discuss any legal or financial issues involved with credit and debt decisions.
Copyright 2008-2018, DebtConsolidation-Credit.Com, All Rights Reserved.

      Debt Consolidation
      Debt Counseling
      Loans vs. Consolidation
      Problem with Debt
      Debt Settlement
      Consolidation Benefits
      Credit Counseling
      Loan Deferment
      Debt Loans
      Forbearance
      Credit Card Debt
      Debt Loan Basics
      401k Plans
      Annuities
      About Liens
      Student Loans
      Bankruptcy
      Avoiding Bankruptcy
      Bankruptcy Knowledge
      Frequently Asked Questions


      Budgeting
      Budgeting Making
      Budgeting Maintaining
      Smart Management
      Money Thinking
      Expenses
      Debt Free Tips
      Simplify Your Finances
      Identifying Debt


      Secured Debt
      Unsecured Debt
      Good Vs Bad
      Consumer Debt
      Credit Card Debt


      Familiarizing Yourself
      Getting Your Report
      Your Rights
      Understanding It
      Understanding Part 2
      Credit Bureaus
      Raising Your Score
      Your Credit Past
      Fixing Inaccuracies
      Disputing Your Report
      Old Debts
      Closing Accounts
      Score Inquiries
      Consumers Beware
      Credit Scores
      Debt Credit Ratio


      Resources
      Business
      Business-B
      Credit
      Credit-B
      Debt
      Debt-B
      Financial
      Financial-B
      Financial-C
      Financial-D
      Financial-E
      Financial-F
      Financial-G
      Mortgage
      Other
      Other-B
      Services
      www.month-payday-loans.com


DebtConsolidation-Credit.com
Start by filling in the following Debt Form for a Free No Obligation Debt Consolidation Quote